NOTICE - USBenefits Insurance Services, LLC is not a Claims Administrator nor do we solicit business from individual consumers, and we are not affiliated with US Benefits / UMTA Trust (Oregon).

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Claim Success Story #1 – Hospitalized with COVID

Claim Success Story #1 – Hospitalized with COVID

The USBenefits claim department has, on average, over 35 years of experience in claim payment and review. This knowledge base, along with a team of the top cost containment vendors in the business, gives us the ability to control claim costs for our clients. Below is...

Is an Insurance Captive right for you?

Is an Insurance Captive right for you?

Insurance captives have a role in the insurance market, such as but not limited to cost advantages, an opportunity to broaden coverage, and long-term wealth building. That said, this is a complex topic that usually attracts a prospective member (policyholder) with the...

Join Our Team! USBenefits is Hiring!

Join Our Team! USBenefits is Hiring!

USBenefits Insurance Services, LLC is a full service Managing General Underwriter. We provide Medical Stop Loss Reinsurance for employer groups through qualified Third Party Administrators and select brokers.  USBenefits has complete responsibility for all...

USBenefits Celebrates 15 Years of Stop-Loss Services

USBenefits Celebrates 15 Years of Stop-Loss Services

As USBenefits Insurance Services, LLC (USB) embarks on our 15th year, we would like to thank our producers, vendors, team members and other valued partners for our success. We look forward in continuing to provide the “best-in-class” service to produce the best...

Control Your Loss Experience to Lower Your Premiums

Control Your Loss Experience to Lower Your Premiums

All of us have experienced the terms “mitigating” and “managing” used interchangeably with respects to claims. For the purpose of this article and from an insurance perspective, in my opinion, the two have very different meanings. Mitigating applies to before the...

Air Ambulance

Air Ambulance

There have been many articles written on air ambulance bills recently, and this media spotlight is much needed and overdue. Historically, this service has been an issue, and unfortunately continues to be a problem as the cost for this service continues to soar....

Organ Transplants – An Exposure of Concern?

Organ Transplants – An Exposure of Concern?

For those that have experienced an organ transplant either as a patient or loved one, you know firsthand the emotional roller coaster this can be – from the onset of being diagnosed to a recipient. While most patients can be candidates, in some cases difficult medical...

Workers Compensation vs. Health Insurance

Workers Compensation vs. Health Insurance

By Joseph Dore, President, USBenefits Insurance Services, LLC On occasion, employers and/or employees may be unsure if an injury or illness (injury) can be considered work related.* The short definitions for the two insurance products are: Workers’ compensation...

Commentary: No Surprises Act

Commentary: No Surprises Act

USBenefits Insurance Services (USB) was recently asked if, and how, the No Surprises Act (NSA) impacts stop-loss coverage. It is our assessment that the responsibility of managing claims in accordance with the NSA falls upon the employer’s Third-Party Administrator...