About Us
Executive Leaders

Executive Leaders

  • George Kadonada

    Chief Executive Officer

    George Kadonada, a pioneer and a leader of the insurance industry, graduated from Loyola University (now Loyola Marymount University) and began his distinguished career with Pacific Indemnity, (now CHUBB) in 1965. In 1980, he was the principle founder of U.S. Facilities Corporation, where he served as Chairman of the Board and Chief Executive Officer of USBenefits Insurance Services, Inc. and USF RE Insurance Company. Under his leadership, the Company grew from a firm producing $500,000 in gross annual premium, to a publicly traded company on the New York Stock Exchange, 200 employees and total assets of $290,000.000. In 1995, Mr. Kadonada entered into a joint venture with American International Group, Inc. (AIG) to absorb AIG’s Medical Excess business and became one of the dominate providers of stop-loss coverage. In 2001, he retired. Mr. Kadonada came out of retirement in June of 2007 to establish USBenefits Insurance Services, LLC and currently serves as the company’s Chairman of the Board and Chief Executive Officer.
  • Rick Paul ASA, MAAA

    President

    rp@usbstoploss.com

    (949) 468-3022

    Mr. Paul is an executive with over twenty two years of experience in the insurance industry and is an Associate of the Society of Actuaries, and a Member of the American Academy of Actuaries. A graduate with high honors of the University of California, Santa Barbara, he began his career in Newport Beach, California with Pacific Mutual as an Actuarial Assistant in 1991. In 1993, he joined Tillinghast, as an actuarial consultant. He re-joined Pacific Life as a Business Development Consultant in 1996. He later joined Best Life and Health Insurance Company as Vice President and Actuary and Managing Director of Best Re. In June 2007, Mr. Paul became a founding member of USBenefits Insurance Services, LLC where as President is responsible for making the company successful in the stop-loss reinsurance marketplace.
  • Marc Floyd

    Executive Vice President

    mf@usbstoploss.com

    (949) 468-3023

    Mr. Floyd is a marketing executive with over thirty five years of experience in the Group Insurance Industry. A graduate of the University of Texas at El Paso, he began his career in San Jose, California with LINA as a Group Marketing Representative. He was Regional Vice President for American Bankers Insurance Group in the western United States until joining USBenefits, Inc. in 1990 as Vice President of Marketing where he headed up their national medical stop-loss insurance marketing efforts. In January 1999 Mr. Floyd became the Vice President of Marketing for Medical Excess Insurance Services Inc., a full service medical stop-loss Managing General Underwriter for member companies of American International Group. He also held positions of Vice President of Marketing with Best Re and Regional Vice President with HCC Life. In July 2007, Mr. Floyd became a founding member of USBenefits Insurance Services, LLC where along with other executive duties, he is responsible for the development and implementation of the company’s strategic marketing plan and the continued expansion and maintenance of the company’s distribution system.

  • Gerald Addy

    Vice President

    ga@usbstoploss.com

    (949) 468-3027

    Mr. Addy has been involved in various levels of claims and operations management for over 25 years, the last twenty overseeing and operating Medical stop-loss claim departments and MGU operations. He is one of the four owners of USBenefits Insurance Services, LLC and was previously one of four senior level executives of the Medical Excess division of AIG. Jerry has experience with aggregate field audits, third party administrator reviews and approvals, implementation of cost containment programs, Medical Bill negotiations, mediation settlements, budgeting & staffing. Mr. Addy has previously consulted for The Hartford, Allstate, Beechstreet, Western Growers Associated Trust and the Blue Shield H.M.O. Jerry is very well respected in the industry, has an excellent working relationship with many producers, and has worked successfully with several different carriers and re-insurers throughout his career.

  • Tim Barden

    Director of Underwriting

    tb@usbstoploss.com

    (949) 468-3031

    Mr. Barden has over twenty five years of group underwriting experience. Prior to joining USBenefits, Tim was a Regional Underwriting Manager with TRU Services, LLC. Previously he was Vice President of Underwriting for USBenefits Insurance Services, Incorporated and recently transitioned to Director of Underwriting. Tim brings strong technical skills along with a realistic sense of market conditions and stop-loss issues to our valued clients.