Cost Containment Alignment
When selecting a stop-loss provider, it is essential to ensure that the TPA (Third Party Administrator), plan, and stop-loss carrier are aligned in their approach to cost containment. The primary purpose of purchasing stop-loss insurance is to protect the plan from...
USBenefits Saves Millions for Its Plans
HELP… it’s becoming less of a request. More often than not, we see our producers feeling that they must undertake situations alone without collaboration. At USBenefits, our partnerships are important to us. We invite your requests and we’ll do our best to jump through...
The Art and Understanding of Claims
What do you think of when you read or hear the word “Claims”? Universally, the Claims department (Claims) is perceived to have given the insurance industry a black eye. Even within the industry, Claims frequently find themselves in the hot seat – often through no...
The Art and Understanding of Underwriting Practices
Artificial Intelligence (AI)… The phrase and concept that transitioned from predictive modelling (inclusive of loss rating / experience models) of yesteryear to The Terminatorof tomorrow. While the debate continues as to the value, predictability and credibility of...
What is going on with Aggregate coverage?
The following article was featured in the Summer 2022 issue of BC Advantage magazine but still has tremendous relevance today. We feel it is very worthy of a second look and warrants redistribution as the market is experiencing a breach in aggregate coverage, which...Latest News
Medical Stop-Loss Brochure
