Is Paying Cash Better Than Using Your Insurance When it Comes to Medical Bills?
With the new Centers for Medicare & Medicaid Services (CMS) Hospital Price Transparency rule, there has been some research that indicates the cash price may be lower than the commercial insurance negotiated price. Is this accurate? How does this impact...
Commentary: No Surprises Act
USBenefits Insurance Services (USB) was recently asked if, and how, the No Surprises Act (NSA) impacts stop-loss coverage. It is our assessment that the responsibility of managing claims in accordance with the NSA falls upon the employer’s Third-Party Administrator...
Stop Loss 101
According to the Peter G. Peterson Foundation, the U.S. has one of the highest costs of healthcare in the world. In 2018, the United States spent about $3.6 trillion on healthcare, which averages to about $11,000 per person. An article by Health System Tracker echoed...
Why Choose Self-Funding?
USBenefits believes in the importance of self-funding. We’ve built our reputation around this belief, and we strive to support our self-funded partners and their financial goals. According to the Kaiser Family Foundation’s 2020 Employer Health Benefits Survey, 67% of...
Partnership Testimonial – Why USB?
Since our inception in 2007, USBenefits has been committed to building partnerships with producers and employers – and these partners are an integral part of our success. Mary Ann Wessel, vice president of Irvine, California-based EBA&M shared her testimonial on...Latest News
Medical Stop-Loss Brochure
