Employer Self-Funding
Increasingly popular benefits product will come into play in wildfire aftermath Swirling Santa Ana winds driving several California wildfires have killed more than 20 residents and destroyed $30 billion in property, and by the end of January the devastation was...
USBenefits Saves Millions for Its Plans
HELP… it’s becoming less of a request. More often than not, we see our producers feeling that they must undertake situations alone without collaboration. At USBenefits, our partnerships are important to us. We invite your requests and we’ll do our best to jump through...
The Art and Understanding of Claims
What do you think of when you read or hear the word “Claims”? Universally, the Claims department (Claims) is perceived to have given the insurance industry a black eye. Even within the industry, Claims frequently find themselves in the hot seat – often through no...
New President – What’s Going to Happen to Healthcare?
As the new administration takes office, the future of US healthcare is under intense debate. In a recent HIT Consultant Media article, Joseph Dore, President of USBenefits Insurance Services, LLC, delves into the complexities of rising medical costs and insurance...
Healthcare Decisions at an Organizational Level – 2025 Health IT Predictions
Joseph Dore, President of USBenefits Insurance Services, LLC, shared his perspective on the escalating costs of healthcare and the challenges they present to both employers and consumers in Healthcare IT Today's annual predictions. “Healthcare in the US is among the...
The Business and Finance of Healthcare in 2025
Our own Joe Dore, President of USBenefits Insurance Services, was recently featured in Health IT Answers' "The Business and Finance of Healthcare in 2025." Joe shared his perspective on the challenges employers face with rising healthcare costs and premiums, offering...
The Art and Understanding of Underwriting Practices
Artificial Intelligence (AI)… The phrase and concept that transitioned from predictive modelling (inclusive of loss rating / experience models) of yesteryear to The Terminatorof tomorrow. While the debate continues as to the value, predictability and credibility of...
What is going on with Aggregate coverage?
The following article was featured in the Summer 2022 issue of BC Advantage magazine but still has tremendous relevance today. We feel it is very worthy of a second look and warrants redistribution as the market is experiencing a breach in aggregate coverage, which...
Whose Money, Is It?
Health IT Answers just published a brand-new feature article by Mike Lanza, USBenefits’ Senior Vice President. In his latest piece, Mike discusses the tension between Claim Payers (TPAs) and Stop-Loss carriers, especially regarding claims that exceed specific...
Coverage Transparency and the Role of Fiduciaries
Another article by Joe Dore, President of USBenefits, was just published in BC Advantage magazine. In the featured piece, Joe examined how increased coverage transparency might impact the future of our industry. Read the full article here.